NZ’s best mortgage brokers, with you all the way.
With you all the way.
From a quick start application, all the way to mortgage draw down – we’re with you every step of the way. At no cost to you.
We work with all of the major mortgage lenders in New Zealand, so we can offer you the widest range of options and mortgage rates tailored to your needs. Whether you’re a first-time buyer, moving home, or looking to switch your mortgage, we’re with you every step of the way. All at no cost to you.
Adare mortgages
First home buyers
From “how much can I borrow?” to approval, application and getting those keys! We are experts at helping people get their first mortgage and home.
Investment properties
Maximise your investment potential with ease! We simplify the mortgage process for property investors, guiding you from mortgage options to approval, at no cost to you.
Refix and refinancing
Lower your mortgage payments and unlock your equity effortlessly! Our team simplifies the refinancing process, helping you save money and achieve your financial goals, at no cost to you.
What’s the process?
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A short phone or video call to understand your situation and goals.
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Securely provide your information via our customer portal, no
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We review the information provided and make a recommendation for you
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We submit your application to various lenders
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We confirm your borrowing amounts and conditions
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You find a property and meet the banks conditions
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Balance of funds paid for the property and its yours!
Frequently asked questions
Still have questions? Take a look at the FAQ or reach out anytime. If you’re feeling ready, go ahead and apply.
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A good broker saves you time, hassle and gets you the best deals. We have access to all lenders and structures, meaning you get the best possible deal rather then just what your current bank offers you.
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In most cases, it costs nothing to work with us as we get paid from the lenders, not you.
In some rear, complex cases we may charge a fee but this would always be discussed and agreed beforehand.
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No, we operate nationwide and complete everything electronically so there is no need to be in the same city.
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To obtain lending, we need to understand your situation including your income, assets, family, debts and your goals.
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This can vary depending on the complexity of your situation and banks work loads. For a typical first home buyer, from first conversation to getting pre approval takes 2–4 weeks.
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Yes absolutely — we can support you get your first investment or add more to your existing portfolio.
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Yes absolutely. Our advisors have their finger on the pulse when it comes to interest rates so can advise on what they think is suitable for your situation and goals.
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Yes — we support many property investors to refinance and access available equity.
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Yes. We can help you with low-deposit options and accessing KiwiSaver/home grants.
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That’s fine - it just means we may need some additional information from you like IRD summaries and financial statements.
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Absolutely, that is our bread and butter and can help you get the best possible rate, even if that means changing banks.
Get started
Questions about mortgages or ready to apply? Contact us — we’ll get in touch to discuss options and get you moving.