Frequently asked questions
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A good broker saves you time, hassle and gets you the best deals. We have access to all lenders and structures, meaning you get the best possible deal rather then just what your current bank offers you.
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In most cases, it costs nothing to work with us as we get paid from the lenders, not you.
In some rear, complex cases we may charge a fee but this would always be discussed and agreed beforehand.
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No, we operate nationwide and complete everything electronically so there is no need to be in the same city.
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To obtain lending, we need to understand your situation including your income, assets, family, debts and your goals.
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This can vary depending on the complexity of your situation and banks work loads. For a typical first home buyer, from first conversation to getting pre approval takes 2–4 weeks.
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Yes absolutely — we can support you get your first investment or add more to your existing portfolio.
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Yes absolutely. Our advisors have their finger on the pulse when it comes to interest rates so can advise on what they think is suitable for your situation and goals.
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Yes — we support many property investors to refinance and access available equity.
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Yes. We can help you with low-deposit options and accessing KiwiSaver/home grants.
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That’s fine - it just means we may need some additional information from you like IRD summaries and financial statements.
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Absolutely, that is our bread and butter and can help you get the best possible rate, even if that means changing banks.